When a vehicular accident happens, you have to be prepared for the onslaught of questions and forms to fill out. Depending on how serious the accident is, you will need to do several things to ensure that everything is resolved quickly and easily.
Doing a full body exam of yourself or other individuals in your vehicle is important. Check for scrapes, bruises, broken bones, or anything else that may be abnormal. Even though initial injury is possible, some injuries are not as obvious until later. Your body experiences a bit of adrenaline rush during an accident, so pain may not be so evident right away.
After getting out of your vehicle, you should see who or what was involved. In many cases other vehicles are involved in the accident as well. Ask them necessary questions such as “Do you have auto insurance?” Always find out the details of their insurance as well as take note of anything off about the driver.
A camera phone can be a big help when in an auto accident. Using it to take photos is the quickest and easiest thing anyone can do. Try to take clear snapshots of everything around you. Doing so will help prove your case in court and provide documentation of the accident. Police will probably be at the scene by this point, so be prepared to ask questions and maybe fill out forms.
Once you are allowed to go home, you may want to consider hiring an attorney. If you are the victim a personal injury attorney is the best choice. He can help you decide what to do next and how to resolve any potential issues. You may want to arrange a consultation as soon as possible to ensure that you get the information necessary for your case. Severe accidents generally go to court, while fender benders can usually be handled outside of the courtroom.
After hiring an attorney, you can then proceed to contact your insurance agency. Again, everything depends on the severity of the accident. It’s important to know how your insurance covers you as well as what your options are. Having hired an attorney you will be able to make a better statement. Filing documents about the accident as well as sending in photos is a very important step. If you wait too long or are not thorough about the situation, you may be at risk for greater penalties.
Stress is normal feeling after an auto accident. The important thing to remember is that you must take a few deep breaths and start from the top. Don’t try to do everything at once, because that leaves room for error. Take each step one at a time to ensure that all of your information is accurate, honest, and detailed.