Why take the time to compare various insurance companies? I admit that it sounds like a boring task, and some insurers may be very similar anyway. If you have had some major blot on your record, or even if you are in need of car insurance for teenagers, you are not going to find really inexpensive rates anyway. Will spending a lot of time really get you the very best insurance quotes and policies, or is everything about the same?
It actually is not a waste of time to compare different insurers, especially if you do it right. Sure, if you drive around to visit with half a dozen agents, you are sure to get tired and frustrated. But if you use the power of the Internet in order get information delivered right to your home computer, you are quite likely to feel like a smart consumer!
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In addition to getting information fast, using Internet quotes gives you some other advantages. To understand these, you need to understand how insurers set prices. OF course, they all look at driving records, age, and location. But some companies give a lot of weight to other factors. These factors could help you or hurt you quest for lower rates.
Some insurers will never give their best prices to people with poor credit. We can argue all day that this is not very fair. What does credit have to do with driving anyway? However, insurers have the right to take credit into account, and this could cost you a lot of money if you have had some credit problems. You need a quick way to find insurers that will not give credit as much weight if you have a good driving history, but have had some credit problems.
On the other hand, some insurers will give you discounts for things you already do right. These things help them reduce their costs or risks in some manner. You can use web based quote systems to find these insurers quickly too.
I cannot tell you which one insurer is best because there are too many variables to consider. You can use the web to find your own answers though.