If you live here in the United Kingdom, then you need to know that there are a number of insurance companies that offer PPI insurance coverage here in the United Kingdom. PPI is a type of insurance coverage whereby one pays monthly insurance premiums so that they can have their loans and their mortgages insured against their own failure to repay the same. There are many banks and financial institutions that require one to take PPI insurance coverage. This means that one will be required to take this type of insurance coverage before they are given loans by their banks. However, it is important for you to note that the payment of PPI insurance premiums here in the UK is not compulsory. As such, no one should ever be forced to pay for PPI insurance coverage. If you have been paying for PPI insurance coverage here in the UK, then you need to know that you can have your PPI insurance premiums refunded to you. You will only need to visit the offices of your insurance company so that you can fill the requisite PPI claims forms. This will make it possible for you to have your insurance company refund your PPI insurance premiums to you as quickly as possible.